Referral Partner
- Best for
- Professionals who make occasional introductions
- How business arrives
- A warm introduction or signed authorization
- How you stay involved
- First Capital runs the process from first call through closing
For professionals · Commercial finance partner desk
One experienced placement desk for brokers, CPAs, bookkeepers, consultants, real estate professionals, equipment vendors, attorneys, and financial advisors.
Partner workflow
Representative deal activity
Illustrative only — not a live account, approval, offer, or funding outcome.
Share the basics. Our team will review your information and reach out.
Share the basics and our team will review your information and reach out. No agreement or account needed here.
Secure inquiry · nothing is signed on this page
Choose the working relationship
A clear handoff
First Capital is an independent brokerage, not a bank or direct lender. Independent providers make every credit decision and set every rate and term.
Product breadth
Availability depends on the business profile and third-party provider. Each program opens its full details and requirements.
Business Financing
SBA & Acquisition
Asset-Based Financing
Commercial Real Estate
Specialty & Structured Financing
Supporting services
Tracking and onboarding
Once onboarded, use your unique partner link or referral code, or submit contact details directly under your profile. Written compensation terms are provided during onboarding and remain contingent on a deal funding.
Unique link or code
Keeps the introduction attributed
Direct submission
Creates the record under your profile
Status visibility
Updates are shared as agreed
Written terms
Provided before onboarding is completed
Representative capabilities only. No status implies approval or a financing offer.
Careers are a separate track
Sales, underwriting, processing, and operations roles. Select Internal Employee / Career in the inquiry above and we’ll route your background to the hiring manager.
Partner program FAQ
Yes. First Capital Funding runs a partner program with three tracks: Referral Partner for occasional introductions, Affiliate Partner for tracked-link promotion by creators and publishers, and ISO Partner for brokers and finance professionals who want access to a broader commercial financing desk. Interest is submitted on the partner page at firstcapfunding.com/partners.
Yes. CPAs, tax professionals, bookkeepers, fractional CFOs, and business consultants are among the most common partners because they see a client's cash-flow gap before anyone else does. Accountants should confirm their own state board rules, AICPA guidance, independence requirements on attest engagements, and firm policy before accepting any referral compensation, and should disclose a compensated arrangement to the client in writing.
No. Making an introduction does not require you to be a loan broker under our Referral or Affiliate tracks — First Capital handles intake, documentation, structuring, and submission to third-party funding providers. State licensing rules vary by product and are stricter for commercial real estate financing, so confirm your own obligations before you begin.
Introductions are attributed to the partner either through a unique partner link or referral code the client applies with, or through the contact details a partner submits directly to us. Manual attribution at intake, where the client simply mentions your name, is the least reliable method — we recommend using your link or code.
Partners can introduce businesses for SBA loans, conventional term loans, business lines of credit, equipment financing, invoice factoring, merchant cash advances, business debt consolidation, commercial real estate financing, fix-and-flip and construction financing, business-purpose HELOCs, business credit cards, credit-readiness support, and connections to independent accounting or bookkeeping professionals. Availability depends on the business profile and the independent provider.
Partner compensation is contingent on a deal actually funding and is set out in the written partner agreement, because it varies by track, product, and transaction. We do not publish compensation figures on the website. Terms are provided during onboarding before you sign anything.
We contact the business, collect and review documentation, structure the financing request, submit it to independent third-party funding and lending providers, and manage the process through closing. Every credit decision, rate, and term is set by the provider — First Capital Funding is a commercial finance brokerage and business consulting firm, not a bank or direct lender.
Complete the short partner interest form on firstcapfunding.com/partners with your name, company, email and phone. Nothing is signed on the website. A member of the First Capital team reviews your information and follows up; approved partners are set up by our team and receive access to the First Capital Partner Portal.
Yes. Alongside the partner tracks, First Capital hires for sales, underwriting, processing, and operations roles. Select the Internal Employee / Career option on the partner form and we route your background to the hiring manager for the right seat.
Professional resources
Background reading for brokers, ISOs, CPAs, real estate professionals, consultants, vendors, and advisors.
How business funding referral programs work
What a referral relationship involves and how introductions are handled.
How commercial finance referral relationships work
The process from introduction through placement, and who talks to the client.
Affiliate vs. referral vs. ISO partner
Which track fits how you actually source and work with businesses.
How an ISO partner program works
Responsibilities, submissions, and what the written agreement governs.
What to send with a referral
The minimum package that lets a file move without delay.
Referrals for CPAs and tax professionals
How accounting and tax advisors refer financing to their business clients.
Referrals for commercial real estate brokers
Handing off the debt on a transaction while staying in your own deal.
Vendor and agent referral opportunities
Equipment vendors, agents, and consultants introducing financing at the point of sale.
Where to submit hard-to-place deals
Packaging a difficult or structured commercial file so it can be reviewed honestly.