Careers & Partner Program

Build with a finance hub that pays.

First Capital partners with brokers, agents, advisors, and finance-adjacent professionals — and we're always hiring driven operators to join the team internally. Send us a deal, plug into our marketing rails, onboard as a full ISO, or apply to come work with us directly.

Referral Partner

Send a warm intro or a signed authorization — we handle the rest and pay commission on every funded deal.

Affiliate Partner

Content creators, CPAs, and consultants: use our tracked links and creative assets, earn on every conversion.

ISO Partner

Full white-label access to our lending shelf — SBA, term, LOC, MCA, factoring, equipment, and consolidation — with dedicated underwriting support.

Internal Employee / Career

Sales, underwriting, processing, and operations roles. Tell us your background — we'll route you to the hiring manager for the right seat.

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Tell us how you want to work with First Capital — as a partner or as an internal hire. Someone will be in touch shortly.

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Who the First Capital partner program is for

First Capital Funding is an independent commercial finance brokerage and business consulting firm. We are not a bank or a direct lender — we structure a business's financing request and place it with independent third-party funding and lending providers, who make every credit decision and set every rate and term. Our partner program exists for the professionals who are already in the room when a business owner realizes they need capital.

  • CPAs, tax professionals, and bookkeepers
  • Business consultants, fractional CFOs, and advisors
  • Insurance agents, attorneys, and professional-service providers
  • Equipment vendors, suppliers, and franchise developers
  • Content creators, newsletter publishers, and business educators
  • Loan brokers and ISOs looking for a wider product shelf
  • Operators who want to join First Capital internally rather than partner

Referral vs. Affiliate vs. ISO

Referral Partner

Best for
Professionals who make occasional introductions
How you bring business
You pass along a warm intro or a signed authorization
Our role
First Capital runs the entire process from first call to closing

Affiliate Partner

Best for
Creators, publishers, CPAs, and consultants with an audience
How you bring business
You use tracked partner links and approved creative assets
Our role
First Capital handles every conversion that comes through your link

ISO Partner

Best for
Brokers and finance professionals already writing deals
How you bring business
You submit your own packages and stay involved in the file
Our role
White-label access to our shelf with dedicated underwriting support

What First Capital handles

  • Contacting the business and understanding the situation
  • Collecting and reviewing documentation, including bank statements
  • Structuring the financing request and identifying the right product fit
  • Submitting to independent third-party funding and lending providers and managing the file through closing
  • Keeping the partner informed as agreed

Partners can introduce businesses across the products we work in: SBA loans, term loans, lines of credit, equipment financing, invoice factoring, merchant cash advances, business debt consolidation, commercial real estate, and business-purpose HELOCs. Availability always depends on the business profile and the third-party provider.

How tracking works

Once you are onboarded, introductions are attributed to you in one of two ways: the business applies through your unique partner link or referral code, or you submit their contact details to us directly and the record is created under your partner profile. Asking a client to simply mention your name at intake is the least reliable method — we recommend always using your link or code.

Partner compensation is contingent on a deal actually funding and is set out in the written partner agreement, because it varies by track, product, and transaction. We do not publish compensation figures on this website; terms are provided during onboarding before you sign anything.

How to apply

Complete the form on this page with your name, email, phone, and the track you are interested in. ISO applicants can sign the ISO agreement directly here. A member of our team follows up to finish onboarding and issue your partner link or referral code. If you are applying for an internal role instead, choose Internal Employee / Career and we route your background to the hiring manager for the right seat.

Partner Program FAQ

Common questions about referring business funding

Does First Capital Funding have an affiliate or referral program?
Yes. First Capital Funding runs a partner program with three tracks: Referral Partner for occasional introductions, Affiliate Partner for tracked-link promotion by creators and publishers, and ISO Partner for brokers and finance professionals who want white-label access to our lending shelf. Applications are submitted on the partner page at firstcapfunding.com/partners.
Can CPAs, tax professionals, and bookkeepers refer business funding clients?
Yes. CPAs, tax professionals, bookkeepers, fractional CFOs, and business consultants are among the most common partners because they see a client's cash-flow gap before anyone else does. Accountants should confirm their own state board rules, AICPA guidance, independence requirements on attest engagements, and firm policy before accepting any referral compensation, and should disclose a compensated arrangement to the client in writing.
Do I need to be a licensed loan broker to refer business funding?
No. Making an introduction does not require you to be a loan broker under our Referral or Affiliate tracks — First Capital handles intake, documentation, structuring, and submission to third-party funding providers. State licensing rules vary by product and are stricter for commercial real estate financing, so confirm your own obligations before you begin.
How are referrals tracked?
Introductions are attributed to the partner either through a unique partner link or referral code the client applies with, or through the contact details a partner submits directly to us. Manual attribution at intake, where the client simply mentions your name, is the least reliable method — we recommend using your link or code.
What types of business financing can partners refer?
Partners can introduce businesses for SBA loans, conventional term loans, business lines of credit, equipment financing, invoice factoring, merchant cash advances, business debt consolidation, commercial real estate financing, fix-and-flip and construction financing, business-purpose HELOCs, business credit cards, and credit-repair support. Availability depends on the business profile and the third-party provider.
How is partner compensation structured?
Partner compensation is contingent on a deal actually funding and is set out in the written partner agreement, because it varies by track, product, and transaction. We do not publish compensation figures on the website. Terms are provided during onboarding before you sign anything.
What does First Capital handle after I make an introduction?
We contact the business, collect and review documentation, structure the financing request, submit it to independent third-party funding and lending providers, and manage the process through closing. Every credit decision, rate, and term is set by the provider — First Capital Funding is a commercial finance brokerage and business consulting firm, not a bank or direct lender.
How does someone apply to become a partner?
Complete the form on firstcapfunding.com/partners with your name, email, phone, and the track you are interested in. ISO applicants can sign the ISO agreement directly on the page. A member of the First Capital team follows up to complete onboarding and provide your partner link or referral code.
Is First Capital hiring internally?
Yes. Alongside the partner tracks, First Capital hires for sales, underwriting, processing, and operations roles. Select the Internal Employee / Career option on the partner form and we route your background to the hiring manager for the right seat.

More background: how business funding referral programs work and whether CPAs and tax professionals can refer business funding clients.