For professionals · Commercial finance partner desk

Bring us the deal. We’ll help find its home.

One experienced placement desk for brokers, CPAs, bookkeepers, consultants, real estate professionals, equipment vendors, attorneys, and financial advisors.

Partner workflow

Representative deal activity

Illustration
Submit
2Review
3Placement
4Closed
Deal received
Documents reviewed
Capital sources matched
Status updated

Illustrative only — not a live account, approval, offer, or funding outcome.

Partner with First Capital

Share the basics. Our team will review your information and reach out.

Share the basics and our team will review your information and reach out. No agreement or account needed here.

We never share it.

Secure intake · no account needed · Privacy Policy

Secure inquiry · nothing is signed on this page

Choose the working relationship

Three ways to bring an opportunity to the desk.

Referral Partner

Best for
Professionals who make occasional introductions
How business arrives
A warm introduction or signed authorization
How you stay involved
First Capital runs the process from first call through closing

Affiliate Partner

Best for
Creators, publishers, CPAs, and consultants with an audience
How business arrives
Tracked partner links and approved creative assets
How you stay involved
First Capital handles each inquiry submitted through your link

ISO Partner

Best for
Brokers and finance professionals already writing deals
How business arrives
Submit your own packages and stay involved in the file
How you stay involved
Broader product access with dedicated underwriting support

A clear handoff

You keep the relationship. We run the placement work.

First Capital is an independent brokerage, not a bank or direct lender. Independent providers make every credit decision and set every rate and term.

Partner side

  • Identify the opportunity
  • Make the introduction or submit the package
  • Use the assigned link or referral code
  • Stay involved at the agreed level

First Capital side

  • Contact the business and understand the situation
  • Collect and review documentation, including bank statements
  • Structure the request and identify the appropriate product fit
  • Submit to independent third-party providers and manage the file through closing
  • Keep the partner informed as agreed

Product breadth

A broader commercial shelf.

Availability depends on the business profile and third-party provider. Each program opens its full details and requirements.

Tracking and onboarding

Attribution built into the handoff.

Once onboarded, use your unique partner link or referral code, or submit contact details directly under your profile. Written compensation terms are provided during onboarding and remain contingent on a deal funding.

Unique link or code

Keeps the introduction attributed

Direct submission

Creates the record under your profile

Status visibility

Updates are shared as agreed

Written terms

Provided before onboarding is completed

Representative capabilities only. No status implies approval or a financing offer.

Careers are a separate track

Internal Employee / Career

Sales, underwriting, processing, and operations roles. Select Internal Employee / Career in the inquiry above and we’ll route your background to the hiring manager.

Go to inquiry

Partner program FAQ

Common questions about referring business funding.

Does First Capital Funding have an affiliate or referral program?

Yes. First Capital Funding runs a partner program with three tracks: Referral Partner for occasional introductions, Affiliate Partner for tracked-link promotion by creators and publishers, and ISO Partner for brokers and finance professionals who want access to a broader commercial financing desk. Interest is submitted on the partner page at firstcapfunding.com/partners.

Can CPAs, tax professionals, and bookkeepers refer business funding clients?

Yes. CPAs, tax professionals, bookkeepers, fractional CFOs, and business consultants are among the most common partners because they see a client's cash-flow gap before anyone else does. Accountants should confirm their own state board rules, AICPA guidance, independence requirements on attest engagements, and firm policy before accepting any referral compensation, and should disclose a compensated arrangement to the client in writing.

Do I need to be a licensed loan broker to refer business funding?

No. Making an introduction does not require you to be a loan broker under our Referral or Affiliate tracks — First Capital handles intake, documentation, structuring, and submission to third-party funding providers. State licensing rules vary by product and are stricter for commercial real estate financing, so confirm your own obligations before you begin.

How are referrals tracked?

Introductions are attributed to the partner either through a unique partner link or referral code the client applies with, or through the contact details a partner submits directly to us. Manual attribution at intake, where the client simply mentions your name, is the least reliable method — we recommend using your link or code.

What types of business financing can partners refer?

Partners can introduce businesses for SBA loans, conventional term loans, business lines of credit, equipment financing, invoice factoring, merchant cash advances, business debt consolidation, commercial real estate financing, fix-and-flip and construction financing, business-purpose HELOCs, business credit cards, credit-readiness support, and connections to independent accounting or bookkeeping professionals. Availability depends on the business profile and the independent provider.

How is partner compensation structured?

Partner compensation is contingent on a deal actually funding and is set out in the written partner agreement, because it varies by track, product, and transaction. We do not publish compensation figures on the website. Terms are provided during onboarding before you sign anything.

What does First Capital handle after I make an introduction?

We contact the business, collect and review documentation, structure the financing request, submit it to independent third-party funding and lending providers, and manage the process through closing. Every credit decision, rate, and term is set by the provider — First Capital Funding is a commercial finance brokerage and business consulting firm, not a bank or direct lender.

How does someone apply to become a partner?

Complete the short partner interest form on firstcapfunding.com/partners with your name, company, email and phone. Nothing is signed on the website. A member of the First Capital team reviews your information and follows up; approved partners are set up by our team and receive access to the First Capital Partner Portal.

Is First Capital hiring internally?

Yes. Alongside the partner tracks, First Capital hires for sales, underwriting, processing, and operations roles. Select the Internal Employee / Career option on the partner form and we route your background to the hiring manager for the right seat.