Short-term capital sized to purchase price plus rehab or ground-up build.
Interest-only, milestone-draw loans for investors flipping single-family and small residential, plus ground-up construction. Sized on ARV/LTC, funded fast, and repaid at exit — sale or refinance into a rental hold.
Loan Size
$100,000 – $5,000,000
LTC / ARV
Up to 90% LTC / 75% ARV
Term
6 – 24 Months
Rate
9% – 12%
Draws
Milestone Based
Funding Time
10 – 15 Days
01
Share property address, purchase price, and rehab budget.
02
Underwriting sizes loan to LTC and after-repair value (ARV).
03
Close, fund purchase, and open the construction draw schedule.
04
Rehab draws released against inspections; balloon at exit.
Published research and industry data on how fix & flip / construction help U.S. businesses grow.
308,000+
Homes flipped in the U.S. in 2023, representing roughly 8% of all home sales.
Source: ATTOM Home Flipping Report
27%
Median gross ROI on flipped homes nationally — before rehab and financing costs.
Source: ATTOM Data Solutions
$70k
Median gross flipping profit per home nationally.
Source: ATTOM 2024 Report
The scenarios below are hypothetical illustrations of how this program is commonly used. They are not actual First Capital Funding client results.
Real Estate
SFR flipper
Financed a $310k purchase + $85k rehab; exited at $520k in 5 months for a $92k net after costs.
Construction
Infill builder
Built two townhomes ground-up on a Philadelphia lot with a 24-month construction loan.
Hypothetical examples for illustration only — not actual client outcomes. Individual results vary and no outcome is promised.
One application, one desk. A funding advisor will review your file and return offers tailored to your business.