Funding Disclaimer

First Capital Funding is and operates as an independent commercial finance brokerage and business consulting firm. We are not a bank, credit union, licensed lender, or funding source. We do not issue loans, advance funds, hold deposits, or service accounts.

Every financing product referenced on this site is originated, underwritten, funded, and serviced by independent third-party funding providers. Those providers make all credit decisions under their own criteria, and set all rates, fees, advance amounts, terms, and conditions in their own agreements with you.

Submitting an inquiry or application is a request for brokerage and consulting assistance. It is not an application for credit with First Capital Funding, and nothing on this site or said by a representative constitutes a commitment to lend, a pre-approval, or a promise of funding, amount, rate, term, or timing. Approval is never guaranteed.

• Rates, factor rates, advance amounts, fees, and terms vary by provider, product, industry, credit profile, time in business, and revenue.
• Funding timelines are estimates and depend on document completeness and provider workload.
• Individual results differ. Prior client outcomes are not a prediction of your outcome.

Payment calculators, program tables, and industry statistics shown on this site are illustrative and educational only. They are based on assumptions and publicly available industry, federal, and trade-association sources, are not offers, and should not be relied upon as the actual cost of any specific financing. Your actual cost of capital will be disclosed by the funding provider in its own agreement.

All products discussed are intended for bona fide commercial and business purposes. Products are not offered for personal, family, or household use, and merchant cash advances are purchases of future receivables, not loans. Some products may not be available in every state.

We may be compensated by funding providers through commissions or referral fees when a transaction closes, and in some engagements we charge clients disclosed consulting or brokerage fees. This compensation may vary by provider. We work to place each file where we believe it fits best, but you should independently review every offer before signing.

Nothing on this site is legal, tax, accounting, or investment advice. Consult your own advisors before entering into any financing agreement. Questions: team@firstcapfunding.com · (215) 410-5973.