Best for
- Trucks, trailers, and titled vehicles
- Construction and heavy machinery
- Restaurant, medical, and manufacturing equipment
- Technology and software rollouts
First Capital program · Independent placement
Match the structure to the equipment, useful life, and business objective.
Equipment may be acquired through a loan, lease, or other asset-supported structure. A loan is generally designed around ownership; a lease may prioritize cash conservation, usage, or end-of-term flexibility. Availability and accounting or tax treatment vary, so review the provider documents with your advisors.
Fit and review
Placement process
Identify the equipment, vendor, price, and delivery timeline.
Compare loan and lease structures that may fit the asset and business objective.
A provider evaluates the business, guarantor, equipment, and transaction.
After approval and documentation, the provider coordinates payment and closing.
From the Answer Center
Start with the request. A First Capital advisor will review the information and help identify potential options from independent third-party providers.