Commercial finance programs
Capital solutions organized around the transaction.
First Capital is an independent commercial finance brokerage and placement desk. We review the request, help structure the file, and identify appropriate third-party capital sources across five core categories.
01
Business Financing
Working capital, growth financing, revenue-based structures, and debt reorganization.
Business Term Loans
Predictable financing for planned investments, expansion, and refinancing.
Business Lines of Credit
Revolving access for working-capital cycles and uneven cash flow.
Merchant Cash Advance
Revenue-based commercial financing for time-sensitive situations.
Business Debt Consolidation
Potential restructuring of qualifying business obligations into a more manageable payment profile.
02
SBA & Acquisition
Longer-horizon capital for eligible acquisitions, owner-occupied property, and expansion.
03
Asset-Based Financing
Financing supported by equipment, receivables, inventory, or other eligible business assets.
Equipment Financing & Leasing
Loans and lease structures matched to equipment type, useful life, and business needs.
Invoice Factoring
Working capital tied to eligible business-to-business receivables.
Asset-Based Lending
Facilities structured around eligible receivables, inventory, equipment, or real estate.
04
Commercial Real Estate
Acquisition, refinance, bridge, construction, renovation, and business-purpose equity solutions.
Commercial Real Estate Financing
Acquisition, refinance, bridge, and cash-out structures for commercial property.
Commercial Construction Financing
Project financing for ground-up construction, major renovation, and tenant improvements.
Fix & Flip Financing
Short-term acquisition and renovation financing for residential investment projects.
Business-Purpose HELOC
Business-purpose capital supported by eligible property equity.
05
Specialty & Structured Financing
Case-specific commercial options evaluated against the complete business and owner profile.
Additional services
Personal Loan Options
Third-party personal lending options based on individual credit and income.
Credit Readiness
Credit-report review and improvement planning through an independent provider.
Business Accounting & Bookkeeping
Connections to independent professionals for bookkeeping, accounting support, tax preparation support, and financial-readiness work.
Not sure where the request fits?
Share the goal first. A First Capital advisor can help identify which categories are worth evaluating.