Independent commercial finance brokerage · Nationwide

Commercial financing, intelligently placed.

An experienced placement desk for business capital, acquisitions, asset-based structures, and commercial real estate.

17+ years of experienceIndependent placement guidance

Capital Placement

Representative workflow

Desk active

Business profile

Operating company

Funding need

Growth capital

Use of proceeds

Equipment + inventory

Request
Structure
03Match
04Options

Structure review in progress

Fit, documentation, and placement path

Review

Illustration only — not an approval, offer, rate, or live account.

17+

Years industry experience

Nationwide

Commercial finance placement

7,000+

Potential capital sources

Independent

Brokerage & placement desk

Capital-source access includes banks, credit unions, private lenders, debt funds, and alternative providers. Access does not mean every source reviews every request or that First Capital has a direct contract with each institution. Provider approval is required.

Capital placement process

One request, deliberately structured.

01

Request

Share the objective, business profile, and transaction basics.

02

Structure & Review

We identify the financing category, organize the request, and surface the tradeoffs that matter.

03

Match & Place

The request is evaluated against appropriate third-party banks, credit unions, private lenders, debt funds, and alternative providers.

04

Close & Fund

If a provider approves the request and the applicant accepts its terms, diligence and closing proceed under that provider's requirements.

New Business Funding Program

Turn Your Property Equity Into Business Capital

Access $25,000 to $750,000 through a fast, fully digital business-purpose HELOC. Keep your existing first mortgage and access your equity in as few as 5 business days.

  • Primary residences and eligible investment properties
  • 10-, 15-, 20-, and 30-year terms
  • First, second, and eligible third-lien positions
  • Online application and streamlined closing

All financing is subject to lender approval, property eligibility, available equity, state availability, and underwriting requirements. Funding times vary.

Real Estate

Business-Purpose HELOC

Access property equity for working capital, expansion, equipment, real estate investments, and other eligible business expenses—without refinancing your current first mortgage.

  • $25,000–$750,000
  • Terms up to 30 years
  • Funding in as few as 5 business days
Explore HELOC Options

For professionals

Refer it. Track it. Stay informed.

A professional desk for referral partners, advisors, vendors, and commercial finance professionals. We handle intake, structuring, and placement.

Visit the Professional Desk

Deal activity

Representative view

Illustration

Commercial finance request

Structure review · Documentation received

Reviewing
Submitted
2Reviewing
3Placed
4Closed

Latest update

Placement team reviewing fit

Communication

Status visible to the referring professional

Illustrative workflow only. Statuses do not indicate approval or a financing offer.

A human placement desk

Bring the objective. We’ll help organize the next step.

Speak directly with the First Capital team about a business request, transaction, referral, or documentation question.

Start with a short inquiry