Best for
- Startups pre-revenue and pre-bank-loan
- Owners funding marketing, inventory, or software
- Anyone who wants interest-free runway
- Founders building business credit from scratch
First Capital program · Independent placement
Revolving business credit options evaluated against the owner and business profile.
Business credit cards can support smaller recurring purchases and short cash-flow cycles. Introductory offers, limits, reporting practices, fees, and guarantees vary by issuer and applicant; no aggregate approval amount is promised.
Fit and review
Placement process
Review the intended use and whether revolving card credit is appropriate.
Compare issuer disclosures, introductory periods, fees, guarantees, and reporting.
Submit applications only with the applicant's authorization.
Manage utilization and repayment under each issuer's agreement.
From the Answer Center
Start with the request. A First Capital advisor will review the information and help identify potential options from independent third-party providers.