Best for
- Owners with strong personal credit (680+)
- Startup founders pre-business-financials
- Refinancing high-rate personal debt
- Large one-time personal expenses
First Capital program · Independent placement
Third-party personal lending options based on individual credit and income.
Personal loans are consumer obligations in the borrower's name, not business financing. A third-party lender determines eligibility, amount, rate, and term. Borrowers should compare total cost and confirm that any use is permitted.
Fit and review
Placement process
Complete the secure personal-loan application for review.
An authorized third-party lender evaluates credit, income, and other required information.
Review the lender's written amount, rate, term, fees, and payment details.
If accepted, complete the lender's verification and closing process.
From the Answer Center
Start with the request. A First Capital advisor will review the information and help identify potential options from independent third-party providers.