First Capital program · Independent placement

Commercial Construction Financing

Project capital for ground-up construction, major renovation, and tenant improvements.

Commercial construction financing is evaluated around the site, budget, plans, permits, project team, sponsor strength, draw schedule, and repayment or take-out strategy. First Capital helps structure and place the request with appropriate third-party construction capital sources.

Fit and review

What to know before you start.

Best for

  • Ground-up commercial development
  • Major renovation or adaptive reuse
  • Owner-occupied build-outs
  • Projects with a defined take-out or sale strategy

Documents and review factors

  • Project summary, site control, and ownership structure
  • Plans, budget, schedule, and permits or permit status
  • General contractor and development-team information
  • Sponsor financials, equity plan, and take-out strategy

Placement process

A structured path from request to potential options.

01

Define the project scope, ownership, sources and uses, and exit strategy.

02

Organize plans, budget, permits, schedule, contractor information, and sponsor financials.

03

A provider evaluates project feasibility, collateral, experience, and repayment strategy.

04

Approved draws are released under the provider's inspection and documentation process.

Ready to move on Commercial Construction Financing?

Start with the request. A First Capital advisor will review the information and help identify potential options from independent third-party providers.

Start Application →