First Capital Funding

MoneyLendings visitors · Financing request

What would you like to finance?

Select an objective and share four details. This is an inquiry—not an approval or rate quote.

Step 1 — Choose your financing

Step 2 — Your details

By submitting, you agree that First Capital Funding may use the information provided to respond by email about your financing inquiry. Review our Privacy Policy and Terms.

Business · property · personal

Independent placement guidance

17+ years of experience

Financing capabilities

A broad market view, organized clearly.

Open a category for concise program details, then select an option to return to the request.

01Business capital
Business financing
Business term loans
Business lines of credit
MCA / revenue-based financing
Qualifying debt consolidation
02Property-backed capital
Business-purpose HELOC
Commercial real estate
Commercial construction
Fix & flip financing
03SBA & acquisition
SBA & acquisition financing
04Equipment, factoring & assets
Equipment financing & leasing
Invoice factoring
Asset-based lending
05Personal & revolving options
Personal loan options
Business credit cards
06Supporting services
Credit readiness
Accounting & bookkeeping

Business-purpose HELOC

Put eligible property equity to work for the business.

Qualified owners and investors may be able to access equity without replacing an existing first mortgage. Eligibility depends on the property, lien position, credit and provider guidelines.

Property-secured means property risk. Failure to meet the obligation can put that property at risk.

Property Equity Structure

Business-purpose review

SECURED

Eligible property

Existing obligationsAvailable equity reviewed
Property profile
Business use

Conceptual structure only. Eligibility, lien position, terms and availability depend on provider review.

Human guidance

A clear path, without forcing the fit.

For more than 17 years, First Capital has helped navigate a fragmented capital market.

01

Share the goal

Select the category and amount.

02

Structure

We review potential paths.

03

Next steps

Providers set all terms.

Frequently asked questions

Straight answers.

Is this a loan application?+

No. This short inquiry helps First Capital understand your financing goal. A full application and provider-specific disclosures may follow.

Will you check my credit when I submit?+

Submitting this inquiry does not itself authorize a credit check. If a credit review is needed, the provider's authorization and disclosure process applies.

What documents could be requested?+

Requirements depend on the program. Business requests may use bank statements and ownership information. Property requests may require mortgage, lien, valuation, contract, budget or property documents. Personal lenders may request identity and income verification.

How long does the process take?+

Timing varies by product, provider, file completeness and transaction complexity. Revenue-based financing generally requires less diligence than SBA, acquisition, construction or real estate financing. No closing date is guaranteed.

What does property-secured mean?+

A business-purpose HELOC or other property-backed financing places a lien on eligible property. Failure to meet the obligation can put that property at risk. Review all provider documents and obligations before proceeding.

Who provides the financing?+

First Capital Funding is an independent brokerage and placement desk, not a bank or direct lender. Independent providers make credit decisions and set rates, fees and terms.